The Nation's #1
Non-Performing Note Network
Nationwide Buyers Group | Over $550MM UPB purchased.
How The Note Sale Process Works
What to expect when you sell your note to Essential Investment Group
Frequently Asked Questions
Here’s what most note holders want to know before getting started.
What if my borrower has missed payments or has poor credit?
We buy performing and non-performing notes. Even if your borrower has a shaky history, we may still be able to make you an offer.
Are there any fees or commissions?
No. There are no hidden fees, broker commissions, or closing costs when you sell your note directly to Essential Investment Group.
Will I get the full value of my note?
Note buyers typically offer a discounted price based on the balance, interest rate, payment history, and borrower risk. However, Essential Investment Group makes competitive offers — and you’re never obligated to accept.
Why would I sell my mortgage note?
Common reasons include needing immediate cash, wanting to eliminate future risk, avoiding the hassle of collecting payments, or simply preferring a lump sum over waiting years for monthly checks.
Why Sellers Work With Us
Turn Long-Term Payments into Immediate Cash
Instead of waiting years for monthly payments, sell your mortgage note today and receive a lump sum; fast and without the hassle.
Fast, Private, and Professional Transactions
Essential Investment Group offers a simple, confidential process with no pressure — just a fair, honest evaluation and a quick close if you’re ready.
We Buy The
Notes That
Others Won’t
Partial payments? Late payments? Seller-financed deals? We evaluate a wide range of notes — even ones others won’t touch.
No Hidden Fees, No Obligation
The consultation is free, the offer is transparent, and you can walk away anytime. You stay in control.
Work with a Real Buyer, Not a Broker
Essential Investment Group is a direct buyer — no middlemen, no markups, just straight answers and real capital.
Eliminate the Risk of Future Non-Payment
Selling your note today protects you from the uncertainty of late payments, borrower defaults, or foreclosure hassles down the road.
At Essential Investment Group, we specialize in purchasing private mortgage notes directly from individual sellers, investors, and institutions across the country. With years of experience in real estate and note investing, our team understands the unique needs of note holders looking for liquidity, security, and simplicity.
We’re not brokers, we’re direct buyers. That means faster closings, no hidden fees, and honest evaluations rooted in real market data. Whether your note is performing, partially performing, or even non-performing, we’ll work with you to find a solution that fits.
Our mission is simple: to help you turn tomorrow’s payments into today’s possibilities.