Flexible Home Financing
from Essential Investment Group
Private, alternative home financing options for buyers who may not qualify for conventional loans or who simply want a faster, more flexible path to ownership.
Why Finance Your Home With Us?
We work with real people, not just credit scores. If the deal makes sense,
we’ll do everything we can to help you buy your home.
Alternative to Traditional Bank Mortgages
Fast Approval & Simple Application
Flexible Credit Requirements
Property-Based Underwriting
Transparent Terms & No Hidden Fees
Why Finance Your Home With Us?
We work with real people, not just credit scores. If the deal makes sense,
we’ll do everything we can to help you buy your home.
Alternative to Traditional Bank Mortgages
Fast Approval & Simple Application
Flexible Credit Requirements
Property-Based Underwriting
Transparent Terms & No Hidden Fees
Who Are The Best Candidates
Self-employed or 1099 workers
Real estate investors
Retirees or foreign nationals
Buyers turned down by traditional banks
Buyers with low/no credit history
Newly Employed or Career Changers
Retirees with Assets But Low Income
Buyers Recovering from Life Events
Buyers Needing Fast Closings
Who Are The Best Candidates
Self-employed or 1099 workers
Real estate investors
Retirees or foreign nationals
Buyers turned down by traditional banks
Buyers with low/no credit history
Newly Employed or Career Changers
Retirees with Assets But Low Income
Buyers Recovering from Life Events
Buyers Needing Fast Closings
What We Offer
From individual investors to institutions, our note sales serve those seeking direct access to well-documented, real estate-backed assets.
Seller-Financed Purchases
Buy a property with financing structured directly through us or the seller. Perfect for buyers who need flexible terms.
Owner-Occupied/Investment Properties
We finance both primary residences and rental/investment homes.
Bridge or Short-Term Loans
Need quick financing to close fast or reposition a property? We offer short-term solutions that help you move quickly.
Custom Payment Terms
Balloon, interest-only, or traditional amortization: we'll structure what fits your budget and timeline.
What We Offer
From individual investors to institutions, our note sales serve those seeking direct access to well-documented, real estate-backed assets.
Seller-Financed Purchases
Buy a property with financing structured directly through us or the seller. Perfect for buyers who need flexible terms.
Owner-Occupied/Investment Properties
We finance both primary residences and rental/investment homes.
Bridge or Short-Term Loans
Need quick financing to close fast or reposition a property? We offer short-term solutions that help you move quickly.
Custom Payment Terms
Balloon, interest-only, or traditional amortization: we'll structure what fits your budget and timeline.
Frequently Asked Questions
Do you check credit?
Yes, but we place more weight on the deal, property, and your ability to pay than traditional lenders do.
What’s the minimum down payment?
Typically 10–20%, depending on the property and loan terms.
What kinds of properties do you finance?
Mostly single-family homes, condos, and small multifamily units (2–4 units). We also consider land and non-owner-occupied properties case by case.
Can I refinance later with a bank?
Absolutely. Many borrowers use our financing as a bridge until they qualify for conventional lending.
What You’ll Need to Apply
We’ll evaluate the property and your situation - not just your credit report.
Property address or area
Basic personal and financial info
Down payment amount
Purchase contract (if available)
What You’ll Need to Apply
We’ll evaluate the property and your situation - not just your credit report.
Property address or area
Basic personal and financial info
Down payment amount
Purchase contract (if available)
