Purchase Mortgage Notes Directly from Essential Investment Group

Access performing and non-performing whole loans with full documentation and direct pricing.

What We Offer

All notes are reviewed internally for title, borrower status, and collectability before being offered.

1st & 2nd Position Mortgage Notes

Residential and select commercial

Performing & Non-Performing

From current payers to defaulted loans

Deep Discounts to UPB & Property Value

Built-in equity, multiple exit strategies

Full Due Diligence Packages

Loan docs, title, pay history, property info

Nationwide Inventory

With strong focus on lien states and undervalued markets

What’s Included in a Sale Package

Original note & mortgage or deed of trust

Title report or O&E

Borrower payment history

Servicing comments (if available)

Property address & photos

Recent BPO or valuation (if available)

Loan Sale Agreement / Purchase & Sale Agreement (PSA)

Full collateral file upon acceptance

Chain of Title / Assignments & Endorsements

Trusted by a Range of Sophisticated Buyers

From individual investors to institutions, our note sales serve those seeking direct access to well-documented, real estate-backed assets.

Individual Mortgage Note Investors

Buy notes to collect payments, reperform loans, or pursue resolution strategies.

Funds and Institutional Buyers

We supply clean, ready-to-trade assets to groups seeking to deploy capital at scale.

Real Estate Debt Investors

Looking for income or property control through lien ownership, without buying REOs.

Funded Real Estate Coaches

Provide students with real inventory while partnering with a reliable note source.

Brokers and Hedge Funds

Seeking repeatable note acquisition channels with professional-level support and documentation.

Default Servicers and Loss Mitigation Firms

Acquire non-performing notes at a discount, leverage internal servicing to reperform or liquidate.

Common Questions from Note Buyers

Are these notes brokered?

No - we are the seller. We own or have contract rights to the notes we offer.

Can I review files before making an offer?

Yes. We provide a detailed summary tape and due diligence files for prequalified buyers.

What are the minimum purchase requirements?

We accommodate single-note sales and bulk deals - typically starting at $25,000.

Do you provide servicing or borrower outreach?

We can assist with transfer to your preferred servicer or help coordinate loss mitigation through licensed parties.

Deal Structures Available

Choose from individual notes, small pools, or ongoing pipelines based on your capital and goals.

  • One-off Whole Loan Sales Purchase individual notes directly

  • Small Pools
    Buy 3–10 notes at discounted pricing

  • Custom Tapes
    Let us build a portfolio based on your criteria

  • Forward Flow Agreements
    Ongoing bulk purchases from our pipeline

Essential Investment Group offers whole mortgage notes for purchase. These are private asset sales and not securities.

All buyers must conduct their own due diligence before acquisition. Files are provided for review, and no guarantees or representations are made beyond the documentation supplied.

All sales are subject to final acceptance and delivery of assignment documentation, endorsements, and collateral files.