Seller financing allows you to purchase a home directly from us without going through a bank. We offer flexible terms based on your financial situation, focusing on your ability to make payments rather than strict credit requirements. This makes homeownership possible even if you’ve been declined by traditional lenders.

We partner with investors by offering carefully underwritten, property-backed notes that generate consistent, passive income. You can invest in performing or re-performing notes without the hassle of managing physical property. Contact us to discuss available opportunities and expected returns.

Like any investment, mortgage notes carry some risk—such as borrower default or property value fluctuations. At Essential Investment Group, we mitigate these risks through thorough underwriting, collateral analysis, and structuring terms that protect our investors.

We focus on notes secured by real estate, so even in the event of default, the property provides a tangible asset to preserve value.

We take a people-first approach and work with borrowers to find personalized solutions when financial challenges arise. Our goal is long-term stability, so if you experience difficulties, we encourage open communication to explore options like payment adjustments or loan modifications.